Our
Wealth Management

Long-term solutions for your assets

Managing wealth is a demanding and responsible task that can only be achieved with professionalism, the utmost commitment and the best services. Preserving and increasing your assets in the long-term and with a sustainable perspective is our highest priority. We will advise you in all areas that have an influence on your assets. Based on your individual needs and on commonly agreed goals, we develop strategies from which tailor-made asset solutions can emerge.

What makes us different

At Vall Banc we take a different approach when it comes to wealth management. To start with, we take a close look at your personal and family situation, your ambitions and also your constraints. Then, we define realistic objectives and all the necessary measures to achieve them. For this reason, we develop a comprehensive wealth strategy and prepare a plan tailored to your goals and implemented through a sophisticated process of selection and optimisation. Each time conditions change materially, in your life or within the market environment, we adapt the plan accordingly. We call this Holistic Wealth Management.

Holistic

Much of what people do in life has direct or indirect financial consequences. We aim at taking all aspects that influence your assets into consideration when developing a wealth strategy which goes far beyond conventional asset management.

Independent

In order to be able to provide you with the best advice and tailor-made solutions, we aim to be free from any conflicts of interest. We do so by relying on our own skills as well as on a broad range of products and services from competing independent partners. To guarantee this independence, we can count on a solid international shareholder and on our location: in Europe, but outside the EU.

Transparent

You invest more than money with us, you invest your trust. In return, we owe you transparency in everything we do for you. Among other things, this requires clear communication, comprehensive reporting, and fair prices and conditions for our services.

Digital

Delivering the highest level of quality requires powerful tools and proven technologies. That's why we continually invest in increasing our capabilities and passing the benefits on to you.

Our wealth management process

In our first consultation we identify all the variables that determine your long-term expectations and goals and define the objectives of a tailored wealth plan. Our wealth strategy will focus on these objectives as well as on your personal and family situation, taxes and risks.

To get the complete picture, we examine your wealth to provide diagnosis of all your current assets and liabilities in the context of your life and objectives. This includes financial assets as well as other real or illiquid assets, considering domestic and foreign investments, pension provision, private investments, and property. Based on your risk tolerance, we optimise the various aspects of your wealth through state-of-the-art technology.

We develop a thorough and comprehensible wealth path that forms the basis for a long-term financial plan and summarise it for you in a document. Moreover, our technology allows us to simulate different economy and market scenarios in order to better understand potential risks and challenges.

We carefully validate with the proposed wealth strategy with you. Only when you are completely satisfied do we use our comprehensive range of products and services to implement and monitor the most suitable solutions for them.

We take action and manage the wealth structuring and investment plan according to your specifications. Depending on your needs, we will work with our network of external expert professionals to consider other relevant aspects such as taxes, property or business activities.

We meet regularly with you to review our financial plan, discuss any life or market changes and evaluate the possible adjustments to your goals and long-term plans. Furthermore, our platform provides you with real-time online access, monitoring and reporting features.

We continuously monitor your wealth status, stay in contact through regular phone calls, e-mails and, when necessary, personal meetings to ensure the highest level of service.

Our Wealth Management Servicing Models

We develop solutions tailored to your individual needs in order to safeguard and increase your assets today and in the future. Depending on your personal preferences, you can choose between two models: advisory or discretionary. Both offer the same benefits and services; however, they differ in how much you as client want to be involved throughout the process.

Advisory Model

We propose, you decide

With this service, we accompany you with competent and independent advice as a trusted partner. Together, we discuss your goals, specific needs and requirements and identify a tailor-made wealth solution. As your private or business situations as well as international market conditions may change, we constantly monitor agreed individual investments and suggest adjustments.

You can also benefit from our recommendations and from our executional and operational capabilities. However, the final decision lies with you at all times.

Discretionary Model

You set the direction, we care about the rest

This service includes all features of the advisory service and more: it is the ideal model, if you do not want to deal with all the details of complex financial and capital market issues yourself or are too busy to take decisions on a daily basis. Our proven specialists take on this task and responsibly manage your wealth matters. We always act within a predefined bespoke strategy and framework defined together with you. In regular interviews we discuss the development of your current wealth plan and modify our strategy whenever necessary.

With this model you will benefit from our comprehensive market and investment knowledge, our highly advanced risk management and asset allocation with a curated portfolio of best-in-class investments as well as our advanced wealth management tools.